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Fraud Prevention Reminder: First Metro will never call, text or email you asking for personal information such as Online Banking credentials (passwords, etc.), Social Security Number, debit card number or PIN. If you have reason to doubt the validity of a call, email or text from First Metro, please call us directly at 1-info@firstmetrobk.com. Your safety is our priority.

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Current Mortgage Rates*

View our current mortgage interest rates for our popular loans. For a customized rate get connected to a Mortgage Loan Expert today!

Purchase

Product Rate APR
15 Year Fixed 6.125% 6.192%
30 Year Fixed 6.500% 6.541%
Jumbo 30 Year 6.375% 6.384%
5/6mo SOFR ARM 5.750% 5.789%
Construction 30 Year 6.375% 6.424%
FHA 30 Year 6.375% 7.994%
VA 30 Year 6.375% 6.655%
VIEW ADDITIONAL PURCHASE RATES & DETAILS

Refinance

Product Rate APR
15 Year Fixed 6.125% 6.192%
30 Year Fixed 6.500% 6.541%
Jumbo 30 Year 6.375% 6.384%
5/6mo SOFR ARM 5.750% 5.789%
FHA 30 Year 6.375% 7.994%
VA 30 Year 6.375% 6.655%
VIEW ADDITIONAL REFINANCE RATES & DETAILS

* All loan products are subject to credit review and approval. Property insurance is required for loans secured by real estate. Advertised rates are effective as of 05/08/2023. Depending on your credit score, down payment, loan amount and other product requirements and features, your rate could be higher or lower than the rate examples showcased above. Rate and payment examples provided on our product pages do not include costs for insurance and taxes; therefore, the actual payment obligation will be higher based on any escrow requirements. Additional finance charges and closing costs apply. Please contact your Mortgage Loan Officer for specific, customized pricing quotes to match your financial situation.