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Co-owners of a coffee shop stand together smiling after opening an Essential Business Checking account
THE RIGHT ACCOUNT FOR YOU

Our Business Checking Selector Tool helps you identify what you need.

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Owners of a design business compare notes on the benefits of an Essential Business Checking Plus account
KNOW BEFORE YOU GO

You’ll need to bring a few things when you visit us to open your account.

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READY TO OPEN YOUR ACCOUNT?

Visit us at a banking center today!

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TIPS YOU CAN USE

Read the latest! Get popular advice on how to benefit your business.

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BUSINESS CHECKING WITH First Metro

We help small businesses with low checking activity, larger companies with higher transaction volume, and everywhere in between!

See Your Checking Options | Go to Business Checking Selector Tool

All of our business checking accounts include:

  • Online and mobile services, including mobile check deposit1
  • Enhanced Mastercard® Debit Card that doubles as an ATM card and offers great features such as Contactless Pay and 24/7 fraud protection
  • Surcharge-free transactions at any First Metro ATM and more than 55,000 Allpoint® ATMs worldwide2
  • Partnership Banking – a convenient way for your employees to manage their finances
  • Access to business solutions to help you manage your cashflow

Business Checking Account Options

  • FREE BUSINESS

    • Ideal for start-ups and low checking activity
    • Monthly Maintenance Fee:
      $0       with no minimum balance required.
    • Item Processing:
      First 200 items free3
    • Cash and Currency Deposits:
      Up to $15,000 in cash and currency deposited each month at no cost.4
    • Open your account in a banking center

  • SMALL BUSINESS CHECKING

    • Ideal for smaller companies
    • Monthly Maintenance Fee:
    • $0 if you maintain a $5,000 minimum daily balance. OR, $20 monthly service charge applies.
    • Free eStatements or $3 paper statement
    • Make Appointment
    • Item Processing:
      First 350 items processed free3
    • Cash and Currency Deposits:
      Up to $15,000 in cash and currency deposited each month at no cost4
    • Visit us at a banking center to get started

  • BASIC BUSINESS INTEREST CHECKING

    • Ideal for small to midsize companies looking for flexibility and competitive interest rate
    • Monthly Maintenance Fee:
    • $0 if you maintain a $2,500 daily balance in key account or $10,000 in combined checking, savings, or money market. OR, $10 monthly service charge applies.
    • Free eStatements or $3 paper statement
    • Make Appointment
    • Item Processing:
      First 150 items processed free3
    • Cash and Currency Deposits:
      Up to $25,000 in cash and currency deposited each month at no cost4
    • Visit us at a banking center to get started

  • NON-PROFIT

    • Designed for nonprofits.
    • Monthly Maintenance Fee:
      $0       with no minimum balance required.
    • Item Processing:
      First 500 items free3
    • Cash and Currency Deposits:
      Unlimited cash and currency deposited each month at no cost
    • Open your account in a banking center

What to Bring When You Visit Us

Let’s expedite the business account opening process! You will need to provide the following:

  • A personal I.D. and professional (business) license
  • An Employment Identification Number (EIN)
  • Articles of Incorporation and banking resolutions (the paperwork you filed with the state when you first opened your business)
  • Beneficial ownership documentation, if applicable

More About Opening an Account

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SAVINGS ACCOUNTS FOR YOUR BUSINESS

Business savings accounts, money markets and CDs designed to help your business grow.

Explore Options

MOBILIZE YOUR BUSINESS BANKING

Gain 24/7 access to your money with free digital banking. Available online and for mobile!

Get Started

COMMERCIAL CHECKING OPTIONS

For large companies, we have customizable commercial checking. Work with your Relationship Manager to find an option that meets your needs.

Learn More

Connect With Us

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info@firstmetrobk.com